Enter Your Desired Loan Amount
Click the "Estimate My Payments" button to view potential outcomes
The Funding Calculator
SBA Term Loan
Example: fixed 10-year term (120 months) with interest rates between
10% and 16%. Use the slider to explore different rate scenarios.
Monthly Payment:
Total Paid:
Total Interest:
Disclaimer: All figures shown are estimates for educational purposes only. Actual approval
amounts, rates, and terms vary by lender and are not guaranteed. Approval decisions are based on personal
and/or business creditworthiness, time in business, revenue, industry, and additional underwriting criteria.
Start Pre-Qualification Process
Pre-qualifying won't impact your credit score.
Conventional Term Loan
Default example: 5-year term, rates from
9% to 20%. Adjust both the term and the rate.
Monthly Payment:
Total Paid:
Total Interest:
Disclaimer: All figures shown are estimates for educational purposes only. Actual approval
amounts, rates, and terms vary by lender and are not guaranteed. Approval decisions are based on personal
and/or business creditworthiness, time in business, revenue, industry, and additional underwriting criteria.
Start Pre-Qualification Process
Pre-qualifying won't impact your credit score.
Equipment Financing
Terms from 36 to 72 months, rates from
10% to 29%.
Monthly Payment:
Total Paid:
Total Interest:
Disclaimer: All figures shown are estimates for educational purposes only. Actual approval
amounts, rates, and terms vary by lender and are not guaranteed. Approval decisions are based on personal
and/or business creditworthiness, time in business, revenue, industry, and additional underwriting criteria.
Start Pre-Qualification Process
Pre-qualifying won't impact your credit score.
Revenue-Based Financing
Uses a factor rate instead of traditional interest. Factor range
1.25 to 1.65 with terms from 3 to 12 months.
Total Payback (Principal × Factor):
Estimated Monthly Payment:
Estimated Weekly Payment (approx.):
Estimated Daily Payment (5 days/week):
Total Financing Cost (Factor Fee):
Disclaimer: All figures shown are estimates for educational purposes only. Actual approval
amounts, rates, and terms vary by lender and are not guaranteed. Approval decisions are based on personal
and/or business creditworthiness, time in business, revenue, industry, and additional underwriting criteria.
Start Pre-Qualification Process
Pre-qualifying won't impact your credit score.
0% Interest Credit Card Stacking
Assumes 0% interest. Shows an example
minimum payment range of 1–3% of the balance and what you might still owe at the
end of different 0% promo terms if you only make minimum-style payments.
Estimated Minimum Monthly Payment Range (1–3%):
1% of balance:
2% of balance:
3% of balance:
12-Month 0% Term
If you only pay 1%/month, estimated balloon payoff at end:
If you pay 3%/month, estimated balloon payoff at end:
15-Month 0% Term
1%/month balloon payoff:
3%/month balloon payoff:
18-Month 0% Term
1%/month balloon payoff:
3%/month balloon payoff:
24-Month 0% Term
1%/month balloon payoff:
3%/month balloon payoff:
Disclaimer: All figures shown are estimates for educational purposes only. Actual approval
amounts, rates, and terms vary by lender and are not guaranteed. Approval decisions are based on personal
and/or business creditworthiness, time in business, revenue, industry, and additional underwriting criteria.
Start Pre-Qualification Process
Pre-qualifying won't impact your credit score.
Personal Term Loan
Example terms from 2 to 5 years with rates from
10% to 36%.
Monthly Payment:
Total Paid:
Total Interest:
Disclaimer: All figures shown are estimates for educational purposes only. Actual approval
amounts, rates, and terms vary by lender and are not guaranteed. Approval decisions are based on personal
and/or business creditworthiness, time in business, revenue, industry, and additional underwriting criteria.
Start Pre-Qualification Process
Pre-qualifying won't impact your credit score.